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 · Mortgage rates declined in the first week of 2018, even as most analysts believe they’ll move higher in coming months. The 30-year fixed-rate mortgage averaged 3.95% in.

The total U.S. delinquency rate rose 2.4% in June to 8.15%, Lender Processing Services Inc. (LPS) reports in its ‘first look’ report, which covers mortgage performance statistics through the end of last month. Year over year, that represents a 14.7% drop in delinquencies.

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The letter states that banks agreed to use foreclosure-related legal services provided by an LPS network of law firms in return for receiving free access to the firm’s mortgage-processing software.

The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 7.58 percent as of the end of Q2, an increase from 7.40 in Q1. It is typical for delinquency rates to increase between the first and second quarters of the year.

The September Mortgage Monitor report released by Lender Processing Services Inc. (LPS) looked at the significant month-over-month increase in the nation’s delinquency rates, up 7.7 percent from August, and representing the largest monthly increase since 2008. While September has historically been marked by seasonal rises in delinquencies, this was still a marked upturn.

May Month-End Data Shows a Decrease in Delinquency Rate and Drop in Foreclosure Inventories. June 23 – Lender Processing Services Inc. (NYSE: LPS), a provider of integrated technology, data and analytics to the mortgage and real estate industries, reports the following “first look” at May 2011 month-end mortgage performance statistics.

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 · Loans originated between 2005 and 2007-the bubble years-make up 64 percent of the loans in severe delinquency, according to Equifax. REO rates also declined over the year in September, declining 27.9 percent, reaching a low not seen in more than five years. The current REO rate is 1.71 percent, according to Equifax.