WASHINGTON — The average rate on the 30-year fixed mortgage fell again this week to a record low. The eighth record low in a year is attracting few takers because most who can afford to buy or.

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Mortgage rates moved decisively higher this week as the underlying bond market finally began shifting gears. After the Fed meeting in June, rates moved to the lowest levels in more than 2 years.

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Low rates spur remortgaging spike. but with overall mortgage activity down it still accounted for two-fifths (37 per cent) of total lending in February – the largest amount since March 2011.

The report measuring mortgage application activity was skewed by the July 4th holiday, but after adjustment, shows that even as rates dipped to the lowest on record, they did little to inspire.

So, will lower rates help strengthen the real estate market and spur more consumers to jump into home ownership? So far, the evidence doesn’t show a rush to buy homes. Even though rates were at their.

From Diana Olick: The biggest one-week rate drop in a decade unleashed a run on refinances last week, although it did not especially spur spring buyers. mortgage application volume. some loan types.