Bank of America had me down for five and one half percent interest, most lenders are going for four and one half percent or under Its is more involved, what happens after your loan is approved, more than likely there will be more mistakes long term, you may have to deal with, lost payments, Bank of America changing addresses without.

Until now, the answer almost always has been a resounding no. Lenders and investors were willing to cut interest rates, reschedule payments, even write off some late fees, but they were dead-set..

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Bank of America will begin a new pilot program in the next few weeks, allowing some California homeowners to receive a principal writedown on their mortgage. The program will be funded from the $699.6 million the california housing finance agency received fromtreasury Department’s Hardest Hit Fund last year. A spokesperson for the CalHFA said there is no set amount of loans BofA is targeting, but the bank will be soliciting eligible homeowners soon.

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Give borrowers incentives. If the fear is that principal reductions will set off a flurry of unpaid mortgages, then it probably makes sense to give borrowers incentives to actually pay down their loans. In an interview with Fortune, former FHFA director James Lockhart said the agency should move forward with at least a test plan.

Bank of America offers customers a wide range of mortgage options, including fixed-rate and adjustable-rate mortgages, as well as FHA and VA loans, jumbo loans and the company’s own Affordable Loan Solution mortgage, which allows for a down payment as low as 3 percent.Once a Bank of America loan specialist assists you in getting the best deal, you’ll need to make arrangements to pay your.